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Terms & Conditions

Effective July 28, 2026. These Terms & Conditions govern your use of this website and communications with The Clear Guidance Guy, Dan Neale, and Atkinson Insurance Agency LLC where applicable.

Acceptance of Terms

By accessing or using this website, you agree to these Terms & Conditions and the Privacy Policy. If you do not agree, please do not use the website.

Insurance Information and Services

Website content is provided for general informational and educational purposes and is not a complete description of any insurance policy, plan, benefit, exclusion, limitation, or contract. Insurance availability, eligibility, premiums, benefits, carrier participation, and underwriting requirements vary by state, product, carrier, and individual circumstances.

No insurance coverage is bound, issued, changed, or made effective solely by using this website, submitting information, scheduling an appointment, receiving a quote, or exchanging communications. Coverage becomes effective only in accordance with the applicable carrier's rules and policy or plan documents.

Licensing

Dan Neale is licensed to offer insurance products in CA, FL, GA, ME, MI, NC, NJ, OH, SC, TX, VA and WA. NPN 2554223. California Insurance License #0831590. Insurance services are offered through Atkinson Insurance Agency LLC where applicable.

Medicare

We do not offer every plan available in your area. Currently we represent insurance organizations that offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This website is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

SMS/Text Messaging Terms and Consent

If you voluntarily provide a mobile telephone number and consent to receive text messages, you authorize us to send messages to that number consistent with the consent you provide. Consent to receive text messages is not a condition of purchasing insurance or receiving a quote unless specifically stated otherwise in connection with a particular service.

SMS disclosure:
By clicking SUBMIT you consent to receiving SMS messages
Messages and Data rates may apply. Message frequency will vary
Reply Help to get more assistance
Reply Stop to Opt-out of messaging

Message frequency may vary based on your interactions, appointments, requests, and the services you elect to receive. Standard message and data rates may apply according to your wireless plan. Carriers are not liable for delayed or undelivered messages. You may opt out at any time by replying STOP. After an opt-out request, you may receive a final confirmation message. For assistance, reply HELP or call 909-939-6779.

Mobile opt-in information and text messaging consent will not be shared with third parties or affiliates for their own marketing or promotional purposes. Please review our Privacy Policy for more information.

Third-Party Websites and Services

This website may include links to third-party websites or services, including appointment scheduling services and insurance carrier or enrollment platforms. We do not control those third parties and are not responsible for their availability, content, security, privacy practices, or terms. Your use of third-party services is subject to their respective policies.

No Legal, Tax, Medical, or Investment Advice

Nothing on this website should be interpreted as legal, tax, medical, or investment advice. You should consult an appropriately qualified professional regarding those matters.

Website Availability and Accuracy

We attempt to keep website information accurate and current, but we do not warrant that all content is complete, current, error-free, or continuously available. We may change, suspend, or discontinue any part of the website at any time.

Intellectual Property

Unless otherwise noted, the website's branding, design, text, graphics, and original content are owned by or used with permission by Dan Neale / The Clear Guidance Guy and may not be copied, reproduced, or distributed without permission, except as permitted by law.

Limitation of Liability

To the fullest extent permitted by applicable law, Dan Neale, The Clear Guidance Guy, and Atkinson Insurance Agency LLC will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of this website or reliance on its content. Nothing in these terms excludes liability that cannot lawfully be excluded.

Changes to These Terms

We may update these Terms & Conditions from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

SMS Terms

When you voluntarily opt in to transactional or informational SMS communications from The Clear Guidance Guy / Atkinson Insurance Agency LLC, you may receive appointment reminders, account notifications, customer-care messages, and related service communications. Message frequency may vary. Message and data rates may apply. Reply HELP for help or STOP to opt out.

When you voluntarily opt in to promotional or marketing SMS communications, you may receive information about insurance products, services, appointment opportunities, and related offers from The Clear Guidance Guy / Atkinson Insurance Agency LLC. Message frequency may vary. Message and data rates may apply. Reply HELP for help or STOP to opt out. Consent to marketing messages is not a condition of purchase.

Carriers are not liable for delayed or undelivered messages. You are responsible for providing a valid mobile number and updating us if your number changes.

Contact

Questions about these Terms & Conditions may be submitted through our Contact Us page, emailed to info@clearguidanceguy.com, or directed to Dan Neale / The Clear Guidance Guy at 909-939-6779.